What Types of Breakdown Cover Are Available?

What Types of Breakdown Cover Are Available?

If you have broken down at the side of the road then you will know how frustrating this can be. One way for you to try and ease the stress of this would be for you to take out breakdown cover. When you do this, you can get the cover you need without having to worry about a thing.

Personal

When you have personal breakdown cover, you will be covered to drive any vehicle as long as it meets the requirements that have been stated in your policy. You will also be able to claim whether or not you were the passenger or the driver, depending on the provider and the claim that you want to make. Some companies will even include the other people who live at your home as well, so there are numerous benefits to getting this type.

Vehicle

Vehicle breakdown cover gives you the chance to claim for any type of specific vehicle. It doesn’t matter whether it is a motorcycle, a van or even a car. You may also be able to select a number of your own personal vehicles as well, so you won’t have any problems there. This is the cheapest type of cover available and this is because it only covers you for the one vehicle.

Traditional?

When taking out breakdown cover, you will also be able to choose traditional cover or insurance style. With traditional, you pay out a certain amount annually and you will get everything that is included in your policy. With insurance style, if you break down, you would have to pay for everything required and then claim the cost back at a later date. This is not for everyone as there is a lot of upfront cost, but it can be cheaper by a small amount.